| West Bengal S.C. and S.T. Development & Finance Corporation |
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| Performance of West Bengal SC & ST Development & Finance Corporation in implementation of different Family Oriented Income Generating Schemes |
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The West Bengal Schedule Castes & Schedule Tribes Development & Finance Corporation was set up in the year 1976 with the object to uplift the economic conditions of the poor SC and ST people of the State who are deprived since ages. The Corporation executes several economic development income generating schemes viz. SCP, NSFDC, NSTFDC, NSKFDC, SRMS etc. |
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| Special Central Assistance to Special Component Plan (SCP) |
Special Component Plan for Scheduled Castes living below the Poverty Line.
Annual family income : Rs. 19,654/- (Rural) and Rs. 27,247/- (urban).
The Corporation provides assistance to the target group people on individual or cluster basis for undertaking income generating schemes under six broad sectors like - |
| i) |
Agriculture & Small irrigation |
| ii) |
Animal Husbandry |
| iii) |
Fisheries |
| iv) |
Village Industries |
| v) |
Business |
| vi) |
Small Transport |
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| One of the unique features of SCP is that the Corporation provides margin money loan at a very nominal rate of interest (4% per annum) out of its share capital. Means of finance in these schemes consists of three components :- |
(a) Subsidy
(b) Margin Money
(c) Bank Loan |
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| Presently Margin Money Loan is extended upto the project cost of Rs. 20,000/- @ 5% of the project cost or Rs. 1,000/- whichever is higher. Subsidy is restricted to 50% of the project cost or Rs. 10,000/- whichever is less. The limit of project cost is however Rs. 35,000/- under these medium term lending programme (MTL). |
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 Performance of SCP for the year 2007-08 |
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| Performance of SCP for the year 2007-08 Year : |
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No. of cases |
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Approved |
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(Rupees in lakhs) Disbursed by bank (including previous years) |
| SCP-TSP |
Target 40000 |
Sponsored 47730 |
No. 34958 |
Subsidy 2971.19 |
M/Money 80.26 |
B/Loan 3151.70 |
No. Subsidy M/Money
25315 2159.86 59.28 336 31.18 |
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| Performance of NSFDC and NSTFDC for the people living below double the poverty line during 2007-08 |
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| NSFDC |
(Rs.in lacs) |
Year |
No.of cases Implemented |
Subsidy |
Margin Money |
NSFDC Term Loan |
Total |
2007-08 |
131 |
12.10 |
3.22 |
139.88 |
155.20 |
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| Performance of NSFDC for the year 2007-08 |
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| NSTFDC |
(Rs.in lacs) |
Year |
No. of cases Implemented |
Subsidy |
Margin Money |
NSTFDC Term Loan |
Total |
2007-08 |
27 |
2.50 |
1.78 |
35.55 |
39.83 |
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| Performance of NSTFDC for the year 2007-08 |
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| Mahila Samridhi Yojona under NSFDC (MSY) |
NSFDC has also introduced a Micro credit scheme for SC women viz. Mahila Samridhi Yojana. Under the scheme NSFDC provides financial assistance to the eligible SC women beneficiaries.
Performance of M.S.Y. for the year 2007-08 |
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| Performance under MSY for the year 2007-08 are detailed below :- (Rupees in lakhs) |
Year |
Target |
No. of cases |
Fund Involved |
Subsidy |
Term Loan under NSFDC |
Total |
2007-08 |
6700 |
6353 |
609.15 |
609.15 |
1218.30 |
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| Performance under Adibasi Mahila Swashaktikaran Yojona (AMSY) |
| West Bengal Sch. Castes & Sch. Tribes Development & Finance Corporation has taken up the scheme of economic upliftment exclusively for tribal women beneficiaries. |
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| Performance under AMSY for the year 2007-08 are detailed below :- (Rupees in lakhs) |
| Year |
Target |
No. of cases |
Fund Involved |
| Subsidy |
Term Loan under NSTFDC |
Total |
| 2007-08 |
6500 |
5717 |
569.16 |
569.45 |
1138.61 |
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| Performance of AMSY for the year 2007-08 |
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| Self-Employment Scheme for Rehabilitation of Manual Scavengers (SRMS) |
| The objective of the scheme is to assist the manual scavengers and their dependents for rehabilitation in a time bound manner by March, 2009. It has been accorded "National Priority" by the Govt. of India. Accordingly, a denovo susvey for identification of scavengers and their dependents was conducted and it was completed in the month of August, 2007. During the survey, 5265 nos of scavengers were identified. |
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Some steps relating to preparation of Action Plan, submission of training proposal to NSFDC for approval, subsequently getting of approval from NSFDC and completion of survey work were taken for implementation of the schemes. All the beneficiaries will be provided training. The training has been divided into two parts. One is full training and other is EDP (Entrepreneurship Development programme).
Some of the schemes such as Vegetable & Fruit Vending Shop, Grocery Shop, Tea Stall etc. do not require training. For such schemes short term training has been arranged through EDP to enable the beneficiaries to acquire the basic skills of running a self employment venture. |
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| It is proposed that all the identified manual scavengers and their dependents will be rehabilitated in a time bound manner by march, 2009 as par the Action plan given in Annexure -I. |
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| Imparting Training under the schemes of NSFDC |
| During 2007-08 the Corporation has arranged to provide training through National Small industries Corporation Ltd. (NSIC), Howrah. |
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| Details training during 2007-08 is given below :- |
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| Sl. |
Year |
Name of the Training imparting Institution |
No. of trainees covered |
Fund involved
(Rs. in lakhs) |
Name of the trades on which training has been imparted |
1 |
2007-08 |
N.S.I.C, Howrah |
33 |
1.51 |
1) Mobile Phone Repairing - 17 |
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2) Phone & Fax Repairing - 9 |
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3) Electrician - 2 |
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4) Welding Sheet Metal - 2 |
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5) Turner - 2 |
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6) Motor Rewinding - 1 |
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| Proposed Action Plan for 2008-09 |
(Rupees in lakhs) |
Scheme |
Target |
Subsidy |
Margin Money |
Bank loan |
Apex Corpn. Loan |
| SCP |
40000 |
4000.00 |
400.00 |
3600.00 |
- |
| NSFDC (Regular & Micro Credit |
700 |
70.00 |
42.00 |
- |
714.00 |
| MSY |
6700 |
670.00 |
- |
- |
670.00 |
| NSTFDC (Regular) |
150 |
15.00 |
9.45 |
- |
160.65 |
| AMSY |
6500 |
650.00 |
- |
- |
650.00 |
| NSKFDC |
200 |
20.00 |
1.41 |
- |
70.51 |
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(Rupees in lakhs) |
Scheme |
Target |
Total Project Cost |
S.R.M.S |
5265 |
5263.90 |
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| (Rehabilitation) |
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